Wednesday, January 2, 2013

Why Long-term Care Planning Should Be a Priority


Chance that an American today is over 65:    1 in 8

Percentage of all federal domestic spending that goes to the elderly:    46%
Average annual health care costs for older 
Americans who earn more than $30,000 a year:    $11,000
Average annual health care costs for older
 Americans earning less than $10,000 a year:    $17,000
Chance that a senior citizen will become physically
 or cognitively impaired in their lifetime:    2 in 3
Chance that a senior citizen will enter a nursing home:   1 in 3
Average cost to stay in a US nursing home for one year:   $76,680
Average number of days which individuals that require long term care, receive it:    904
Percentage of older population with long term care needs
 who live at or near the poverty level:    40%
Percentage of total long term care hours that are provided by unpaid caregivers:   84%
Percentage of Americans over 60 who live with a younger relative:    6.3%
Percentage increase by 2040 in the number of
elderly requiring long term care that have no children:   50%
Number of centenarians (persons aged 100+) 
alive today for every one centenarian alive in 1990:    2
Projected number of centenarians in 2050 for every one centenarian alive in 1990:    31

My question is: Who is going to pay for this care?

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